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Unlike other credit repair companies, our service includes maximum disputes per round. Generating Maximum Results In Minimum Time!

Our highly trained credit specialists perform a complete audit of your credit reports with legal cross-checks of our FCRA compliance validation database.

This gives us the leverage to fix your credit legally and FAST.

"To serve and facilitate so that others can elevate themselves and experience more happiness and love.”

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Having a higher credit score may result In lower Interest rates.

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A Better Understanding Of Credit Repair

Disputing Inaccurate Information and Collections on Your Report

A debt collection agency can’t report information that’s inaccurate or incomplete on your credit file. It’s against the law. So, if any of the information reported about a collection account is incorrect or incomplete, you have the right to dispute that account with the agencies. They must verify the information with the source. If the source doesn’t confirm the information within 30 days, the credit reporting agency must remove it.
If the debt on your credit report isn’t yours, don’t pay it. We’ll have the credit bureau remove it from your account after a formal dispute. If a collector keeps a debt on your credit report over seven years, they must remove that debt.

Will a Collection or Debt Automatically Come Off Your Credit Report?

Collection accounts remain on your credit report for up to seven years after the date you first became delinquent with the lender.

Remove a Foreclosure from Your Credit Report

Removing a foreclosure from your credit report requires time, patience, and expertise. You can dispute it, but you’ll need the correct documentation to demonstrate that it doesn’t belong on your credit report.

You may be able to remove a foreclosure from your credit report if:

  • The foreclosure is more than seven years old
  • The lender is no longer in business
  • You have a voluntary dismissal
  • There is a lack of available records
  • Violation of Predatory lending laws 

How Does a Foreclosure Affect My Credit Score?

A foreclosure can drop your credit score by up to 140 points.

Foreclosures mean you were late on your payments before the foreclosure, which leads lenders to think you might not pay them back. 

How Long Does it Take for a Foreclosure to Come Off Your Credit Report?

Foreclosures can typically stay on credit reports for more than seven years.


To remove repossessions from your credit report, you’ll need to prove to the credit bureaus that the repossession is fraudulent, outdated, inaccurate, or in violation of predatory lending laws. Another way to remove repossessions from a credit report is to validate all sales and lending procedures involved are free of State DMV violations.


A repossession can stay on your credit report for up to seven years, making it harder for you to qualify for other loans.

Repossessions have a severely negative impact on your credit and can show lenders that you may not be able to make payments on future loans.


Are you tired of being denied rental property in the neighborhood of your choice because of a past eviction? Have you ever wondered why most evictions don’t show up on your traditional credit report profile, but landlords always seem to find it? At Credit Gurus, we access all credit reporting agencies, not just the primary 3 (Transunion-Equifax-Experian)

Here are some ways to remove evictions

While the process is more complicated, it’s not impossible.

  1. Petition the court: In the county that filed the case, you can petition the court to have the eviction expunged from your record.
  2. Win your case: If the landlord served you an eviction notice without a legal or valid basis, prove that. A judge is more likely to rule in your favor if you demonstrate that the eviction was unfounded and not the result of you breaking your lease.
  3. Show proof that you didn’t violate the lease: Make it evident you didn’t break the terms of your lease. For example, prove that you paid your rent and left the property in a satisfactory condition. Provide evidence when possible. Documentation, such as cleared rent checks and photos, can support your case.
  4. Ensure proper procedures were lawful: Keep an eye on the landlord’s process of carrying out the eviction. Laws vary by state, but there’s always a specific procedure a landlord must follow when filing the eviction and serving the eviction notice to you. 
  5. Make yourself familiar with your state’s laws governing eviction suits. Be sure to document how your landlord fails to abide by the required legal process.
Repairing your credit is the easy part. Building and maintaining great credit well….
The Credit Gurus staff would like to see you build a 700 plus credit score, and we have devised a plan to help you reach that goal quickly.
There’s only one  major obstacle standing in the way of most people achieving great credit 
If commitment isn’t a problem and you qualify for our Fixed-Price credit repair program, then let’s not waste any more time.
We would be honored to teach you all the credit building tools, loopholes, and secrets, that the privileged have used to obtain envious lifestyles while accumulating massive fortunes!
No Monthly Credit Repair Fees
Pay One Flat-Fee For Credit Consultation & Repair
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Aggressive Law Compliant Credit Repair
Knowing the laws and fair practices that govern credit consumer allows us to be ultra aggressive in the credit repair process.
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Maximum Results In Minimum Time
We send out up 5X more disputes per round than the leading credit repair companies.
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